Frequently Asked Questions
Am I eligible to apply?
To be eligible to apply, you must:
- Have a valid bank account .
- Be at least 18 years old.
- Must have a valid ID.
- Have a collateral.
Do you run credit checks?
No we don’t do credit checks as your collateral will enable you get the loan
Why am i being photographed?
- It is to deter stolen goods from being brought to the store
- Your ID or photograph won’t be shared or used for any other purpose.
Why do I need to provide ID and proof of address?
To verify who you say you are and where you say you live
How soon will I get paid?
We ensure our utmost best to fund your account within two hours after your application has been approved
Why can't I get cash?
For various security reasons, we don’t deal with cash in the office and payments can only be paid by bank transfer
Once I pay off a loan, how soon can I receive another one?
24 hours after.
How many loans can I take out at one time?
You can only take out one loan at a time. If you want to take another loan, you can settle the existing one first.
What are my repayment options?
You can pay back instalmentally before the due date.