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Frequently Asked Questions

Am I eligible to apply?

To be eligible to apply, you must:

  1. Have a valid bank account .
  2. Be at least 18 years old.
  3. Must have a valid ID.
  4. Have a collateral.

Do you run credit checks?

No we don’t do credit checks as your collateral will enable you get the loan

Why am i being photographed?

  1. It is to deter stolen goods from being brought to the store
  2. Your ID or photograph won’t be shared or used for any other purpose.

Why do I need to provide ID and proof of address?

To verify who you say you are and where you say you live

How soon will I get paid?

We ensure our utmost best to fund your account within two hours after your application has been approved

Why can't I get cash?

For various security reasons, we don’t deal with cash in the office and payments can only be paid by bank transfer

Once I pay off a loan, how soon can I receive another one?

24 hours after.

How many loans can I take out at one time?

You can only take out one loan at a time. If you want to take another loan, you can settle the existing one first.

What are my repayment options?

You can pay back  instalmentally  before the due date.

How much can I borrow?

You can borrow up to N5 Million Naira depending on the value of item you are using as collateral.

Is my item insured?

With top notch security and safety equipments, we will do our utmost best to ensure the safety of all items in our possession not minding the fact that everything in our possession is insured.